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Bedragarens bakomliggande faktorer: sociala normers inverkan på försäkringsbedrägeri

In English

Författare

  • Anders Lyckebäck

Summary, in English

Insurance fraud is estimated to cost the Swedish insurance agencies three to five billion Swedish kronor each year. The insurance idea is simple, share the risk, but if policyholders take advantage of the system, the concept fails. Previous research states that norms or attitudes towards insurance companies are the main reason behind insurance fraud. This study aims to measure and evaluate social norms regarding insurance fraud in Sweden. This was done using a web-based survey with 1073 participants. The results of this survey conclude that social norms regarding Insurance fraud do exist, and that it is condemning of the act of insurance fraud. Mathematical formulas were used in order to determine the strength and to what extent the given norms affected the respondents. The results also show that positive attitudes towards insurance fraud or previous actions of insurance fraud are accompanied by weaker social norms and a lower responsiveness to these norms.

Publiceringsår

2015

Språk

Svenska

Dokumenttyp

Examensarbete för kandidatexamen

Ämne

  • Social Sciences
  • Law and Political Science

Nyckelord

  • normativ påverkan
  • sociala normer
  • försäkringsbedrägeri
  • normative affect
  • insurance fraud
  • social norms

Handledare

  • Måns Svensson